Sometimes you want to turnoff decimal points if the value after point is 0. Mireya, Chandoo.org member had one such situation. She writes:
I am a complete beginner in excel, how can I keep the zeros when I am working with decimals and remove them when are not required, ie
Thanks for your kind help.
Easy way: Use General Formatting
The default cell formatting in Excel is General. When you set a cell’s formatting to General, you are telling Excel,
Don’t bother me. Just figure it out.

And being a good Samaritan, Excel shows decimal point if there is something after it, else omits it.
See the demo aside to understand this.

What if your numbers are results of a calculation?
It doesn’t matter. General formatting takes good care of the cells. It shows and hides decimal point depending on the result of your formulas.
What if you want something fancy like accounting format, but turn off decimal values
Now you are talking. The General Formatting option shows numbers as typed (or calculated). So 124578395 would look like 124578395 instead of $ 12,45,78,395.
So how do you show $1,245 and $1,246.34?
Aside: You should always show decimal points if some values have them and others don’t. The below technique is useful when data is a result of calculation. For example: In a dynamic KPI report, for certain KPIs you may want to show decimal points, and omit for others.

To show decimal point if there is something after it

Just follow below steps:
- Select the cell(s) where you want this formatting.
- Go to Conditional Formatting > New rule from home ribbon.
- Select rule type as “Use a formula…”
- Check if there is a value after decimal point using a formula like =Mod(A1,1)>0
- Click the format button
- Go to “Number” tab and Apply formatting with 2 decimal places.
- Click OK & You are done!
Now, if the cell has a decimal value, it shows, otherwise the decimal point is omitted.
Related: Conditional formatting Basics
Do you deal with such situations when formatting numbers?
Often when making reports (or dashboards), I have a cell where any data can go, based on user selection. In such cases, I use conditional formatting to define how it looks based on the data. Sometimes, I also use TEXT formula to format the data. This is more suitable when data is displayed in a text box rather than a cell.
What about you? Do you face situations like this? How often you rely on General formatting? Please share your experience and tips using comments.
More on Number formatting in Excel
Understanding how Excel formats numbers (and other values) can save you lots of time when you are designing dashboards, reports or workbooks that need to presented. Check out below articles to get few more tips.
- Introduction to number formatting in Excel and 10 tips
- Preserving leading zeros in a number using formatting
- Display decimals only if the value is less than 1
- How to hide “0” in chart axis labels?
- How to hide cell’s contents using format codes?
- Adding colors to your chart labels using custom format
- Showing Indian Currency Format in Excel [and more on this]
- Develop & understand custom number formats
- Chart Axis formatting – Part 1 & Part 2
















6 Responses to “Nest Egg Calculator using Power BI”
Wow! What a Powerful article!
Hello Chandoo Sir
your file does not work with Excel 2016.
how can I try my hands on this powerful nest egg file ?
thanks
Ravi Santwani
@Ravi... this is a Power BI workbook. You need Power BI Desktop to view it. See the below tutorial to understand what Power BI is:
https://chandoo.org/wp/introduction-to-power-bi/
As always, superb article Chandoo... 🙂
Just one minor issue:
While following your steps and replicating this calculator in PowerBI, I found that the Growth Pct Parameters should be set as "Decimal number" not "Whole Number"
OR
we have to make corresponding adjustments in the Forecast formulas (i.e. divide by 100) to get accurate results.
You are right. I used whole number but modified the auto created harvester measure with /100 at end. Sorry I did not mention it in the tutorial.
Instead of
[Growth Pct 1 Value]/12
the monthly rate has to be
(1+[Growth Pct 1 Value])^(1/12)-1
It's a slight difference but in 30 years the future value will be $100k less.