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Formula to covert a number to Text(english word) - Only formula, no vba coding

Kindly prove a formula to convert a number into text(not text to column), in words. No vba, only formula pls in indian rupees.
 
Hi Amit,

VBA solution is better, if you already have one e.g. spellcurrency or spellnum etc, save the file as Excel Add-In.

Go to Excel option > Add In > Go > click brows to select the Add-In file > OK.

After that you can use the UDF in any xlsx sheet.

But if you are looking for formula based solution, see the attachment here, does not work with decimals:
http://chandoo.org/forum/threads/how-to-covert-the-amount-in-words.21633/#post-130400

Regards,
 
Thanks a lot Chihiro & Khalid for helping me out, however I need a formula for Indian Version of Counting, (Ones/Tens/Hunderd/Thousand/Ten Thousand/Lacs/Ten Lacs/Crore/Ten Crore) instead of Millions/Billions.
 
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